NB Green Credit Card

The NB Verde Credit Card is a service offered in Portugal, both for Portuguese and foreigners who live in the country and seek to have a secure payment method when shopping in physical stores or online.

Created to make life easier for people, this type of credit card is one of the most requested, offering a limit of €1,500, with rates from APR of 12.5% to TAN of 9.600%.

This type of credit card is available to those who already have an account at Novo Banco, which makes approval and analysis much easier.

Curious and want to know more? See the advantages and how to apply for this type of credit card.

Advantages of the NB Verde Credit Card

To begin with, let's talk about the advantages of the NB Verde Credit Card:

• Free card, both for the holder and an add-on, when associated with the NB 100% account.
• Monthly payments from 5% of outstanding balance;
• Payment of installments at reduced rates;
• Visa and Amex flag, which makes it possible to participate in points programs for each of the companies;
• Up to 36 months to pay installments made with Verde Dual;
• Withdraw at ATM and NBNET terminals;
• Service pack protection, which allows access to the cash advance service abroad up to the assigned credit limit.
• Usage services, insurance and assistance, both within the country and during use on international trips.

Disadvantages of the NB Verde Credit Card

Despite being a card with several benefits, the NB Verde Credit Card also has disadvantages, taking into account the type of use it will be intended for.

Thus, we can say that two factors hinder its use: lack of a rewards and cashback program.

Or if, if the customer intends to use this card for large purchases where normally the return of points or money is guaranteed, the Novo Banco Verde Credit Card will not meet this need and will not bring any benefit to its use.

Therefore, the NB Verde Credit Card is more intended for those day-to-day purchases, in the market or cheaper purchases, the interest rates are more accessible, but it does not accumulate points for exchange.

How to apply for the Novo Banco Verde Credit Card

Now that you know this type of credit card, learn how to apply for the NB Verde Credit Card:

• First, login to access the current account, both through the application installed on the cell phone and through the bank's official website;
• Then click on request card;
• Fill in the data, correctly informing all the information.

The bank will carry out a credit analysis to find out if the customer fits the profile of the bank that can receive the Novo Banco Verde Credit Card. If the request is approved, a message will be sent via email with information on sending the PIN, card number and respective date for activation.

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So, what did you think of the Novo Banco Verde Credit Card? Remember before making any request, analyze whether the type of service offered fits your daily needs, avoiding losses in the family budget.

Always pay your NB Verde Credit Card bill on time, do not use more than you can afford and avoid getting into debt.