MEIs can get a loan from BNDES! Understand!

Opening a business is not easy, but making it grow is more difficult. Individual Microentrepreneurs (MEIs) know that this process demands money and they do not always have the resources to invest in their company. Thus, it is important that these people discover that they can achieve BNDES loan. That's because this bank helps entrepreneurs of small productive activities to carry out their projects.

However, it is necessary to pay attention to the conditions established by the bank to obtain this resource. The requested amount cannot exceed R$ 20 thousand and the contracting party cannot have gross revenue greater than R$ 360 thousand per year. In addition, the loan can only be used with working capital financing and with fixed productive investments (eg purchase of equipment). Continue reading to learn how to apply for the loan.

How to apply for a loan from BNDES

Firstly, it is important to state that the BNDES provides its support indirectly. Therefore, in order for you to get the money you need, you need to look for a financing institution that will transfer this amount to you. The bank made a list of the companies that make this delivery of funds. To access it, just click here.

That said, you will need to go to one of these institutions to negotiate the desired amount. The interest rate will be stipulated by this company, but know in advance that it cannot exceed 4% per month. In addition, the credit opening fee cannot exceed 3% on the amount being granted. These are percentages established by the BNDES itself.

We also need to mention that the deadlines will also be negotiated with the transferring institution. Always remember to make a commitment that you can keep. More interesting than getting money for your business is not getting into debt. Be very aware, therefore, of what rate you will have to pay each month.

Final considerations

Having said that, we News Report we hope you understood how you can get one BNDES loan. Comment below if you still have any questions about this issue and if you intend to make your request. Finally, be sure to also read the other articles on this site! We have many texts related to the economy of the country and the world waiting for you!