Como funciona cartão de crédito para pessoas com problemas bancários

How credit card works for people with banking problems

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A person is said to have the credit card for people with banking problems when it is prevented from having access to credit due to some restriction. If someone fails to pay a debt, entities have the option of placing their identification number with credit protection bodies such as Banco de Portugal, “dirtying” their name.

This may be your case. It is possible that a bank has denied a card because the denial prevented you from going through a system that assesses your financial situation. This usually happens because financial institutions analyze your whether you have a good payment situation and your financial history. Know that, even so, you have some options to have this type of card even if you are negative! We will explain to you what you need to do next!

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cartão de crédito para pessoas com problemas bancários
Find out how to have a credit card for people with bank problems! (Photo: luis_molinero/ Freepix)

Some stores offer people the option of making a credit card for a dirty name, international or national. Through websites, you can find out the conditions to acquire and, with that, be able to fill out these proposals for this type of credit. In addition, among them there are some who have the possibility that the person who has a dirty name, not failing to release the credit.

However, with this card modality they can, responsibly, be contracted. See what options are available by seeing how much they charge for annuity. This is because a financial institution that offers this type of card without consultation for those with negative credit generally charges interest rates that are higher compared to other banks.

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Already credit card that is prepaid, which we can say that, in fact, it is a virtual wallet. These card modality entities, such as MasterCard and VISA – offer these goods to financial entities or banks. They then resell those goods to their own users. As it is a virtual wallet, which has a dirty name, you have the possibility of acquiring an international credit card.

The main credit cards are: Santander, Unibanco, Wizink and others.

We at Notícia Informe hope to have clarified how you can have this type of card for negatives. Even with the credit card for people with banking problems. Keep following our website to find out more information on how to get credit.