How to keep your credit card always available for purchases

Nowadays, it is essential to control the available ceiling for the payment of monthly expenses. A good financial education is important to ensure that the family can achieve some goals, in addition to maintaining the financial balance for everyday life. In addition to everyday expenses, some emergencies may occur and it is necessary to keep a reserve in order to guarantee family tranquility in the most difficult times that may arise. A good helper in this task is the credit card. Therefore, it is essential keep your credit card available for purchases at all times.

 This article will help you to make the most of the benefits that your credit card can offer, using it as an aid and security element and taking full advantage of the facilities that your financial institution can offer to you and your family. your family.

Always pay your invoices on the due date

In order to always take advantage of an available emergency limit, it is essential to always pay invoices on the due date. This will ensure that debts do not accumulate, so your limit will always be available. For this to happen, it is worth registering a reminder on your cell phone or even allowing financial institutions to debit the invoice amount directly from your bank account.

However, if the latter option is chosen, it is essential to monitor your bank account in order to ensure that the amounts debited are correct and that there has been no discrepancy in relation to the purchases made.

Pay your card bill in advance

Whenever there is an amount available, it is worth paying your card bill in advance to be able to release the limit for emergencies. This will help you to keep your credit card available for purchases at all times.In addition, many financial institutions privilege customers who pay their invoices in advance. Therefore, paying in advance may provide advantages, such as: an increase in the available limit, bonus scores, exclusive service, etc.

Use the card frequently on a daily basis

To achieve a limit always available for purchases, it is essential to have a high ceiling pre-approved by the financial institution. Obviously, this will not be possible in a short time, as a lasting relationship with the financial entity is required. In order to become a good customer, one of the main steps is to use the card on a daily basis – and not just in emergencies. Therefore, in your daily life, for whatever expenses you can, it is worth using your card in the following situations:

• Trips to supermarkets.
• Visits to dentists/doctors.
• dinners
• Sightseeing
• gas stations

Don't lend your credit card

Even the best relationships can be strained by financial issues. Even the best of friends can sometimes forget to pay bills or even get into debt that they can't pay off. With this in mind, to ensure a credit card always available for purchases, it is important not to lend your credit card to third parties to make purchases, in order to guarantee future problems.